Research & Publications
Driving Innovation Through Research
Our research combines data, expertise, and industry knowledge to uncover trends, generate insights, and support smarter strategies for the future.
Journal Article
Climate Finance
- 2025-06-25
Exploring Interconnectedness Between Climate Change, Renewable Energy, Technological Innovation, and Stock Markets: Evidence from the UK and US
- Journal of Excellence in Management Sciences
OVERVIEW
This study quantitatively analyzes how climate policy uncertainty, renewable energy adoption, technological innovation, and stock markets interact in the UK and US. Using secondary data from the World Bank and EIKON, the research employs descriptive analysis, correlation, cointegration, and DCC-GARCH frameworks.
Journal Article
FinTech & AI
- 2025-11-24
How Machine Learning Can Be Utilized as an Aspect of Financial Technology in Pakistan’s Banking Industry and Its Application in Fraud Prevention
- Bulletin of Management Review
OVERVIEW
This research explores the application of machine learning in the banking sector of Pakistan, with a focus on fraud detection and customer data management. The study incorporates interviews with 15 banks to identify barriers and practical outcomes of AI adoption in finance.
Journal Article
Digital Finance
- 2025-12-06
The Evolution of FinTech Ecosystems: A Content Analysis of Digital Payments, Regulation, and Financial Innovation
- Journal of Business and Management Research
OVERVIEW
This study analyzes the fintech ecosystem through digital payments, regulation, and financial innovation. Using NVivo, documents from international institutions and regulators (2018–2025) were analyzed with a hybrid thematic approach.
Conference Paper
Digital Entrepreneurship
- 2026-01-29
Digitalization and Entrepreneurial Engagement in Developing Economies: Evidence from Pakistan
- IEEE IMCOM 2026 – 20th International Conference on Ubiquitous Information Management and Communication
OVERVIEW
This conference paper investigates the effect of digitalization (mobile, internet, and computer access) on entrepreneurship in Pakistan. Using nationally representative PSLM data (2020–2021) and binary logistic regression, the study identifies how access to technology influences entrepreneurial activity.
Conference Paper
FinTech Adoption
- 2026-04-06
Determinants of FinTech Adoption in Sub-Saharan Africa: Evidence from Global Findex 2024
- IEEE ICAIII 2026 – International Conference on AI Innovations and Industry, Jeddah, Saudi Arabia
OVERVIEW
This conference paper investigates the determinants of financial technology adoption across Sub-Saharan Africa using the Global Findex 2024 dataset. Applying quantitative modelling techniques, including logistic regression analysis, the study evaluates how digital access, income levels, education, and financial inclusion influence user adoption of FinTech services.
The findings provide actionable insights into the structural and behavioural drivers of digital financial adoption, supporting the development of inclusive and data-driven financial ecosystems. This work contributes to the growing body of research at the intersection of artificial intelligence, financial systems, and global economic development.